Which British life admin task do you dread the most?

That moment you realise your 'loyal customer' renewal quote is £200 more than the new-customer price. Cue an hour on comparison sites.

You swore you'd do it in October. It's now 11pm on 31st January and you can't find that one receipt from August.

Redial, engaged, redial, engaged, position 47 in the queue. By the time you're through, you've forgotten what was wrong with you.

They'll offer you three months free, a £50 credit, and possibly their firstborn — anything to stop you leaving.

£88.50 for the privilege of a photo that makes you look like you're on a wanted poster. Don't smile, don't blink, don't breathe.