Which life admin task do you dread the most? Rank them from nightmare to merely annoying!

You set aside an entire afternoon, make a cup of tea, and still end up on hold for 47 minutes only to be told to 'try the app'. British energy bills have become a national trauma, and the customer service to match.

You've been a careful driver for a decade, never claimed once, and yet here you are being punished for it. The annual ritual of comparison sites, phantom discounts, and small print designed to confuse is a rite of passage no one asked for.

Nothing quite prepares you for the existential dread of a Self-Assessment deadline looming over January like a dark cloud. It's the government's way of reminding you that yes, you are responsible for everything, and no, it won't be simple.

The NHS is beloved, but the ritual of trying to book a GP appointment has become a full contact sport. By the time you get through, you've either recovered naturally or convinced yourself it was probably nothing.

The calling card through the door is a tiny piece of paper that represents a massive collapse of modern civilisation. Rearranging delivery, finding the depot, or navigating a courier's website designed in 2003 is a test of human endurance.