From bricks and mortar to stocks and crypto, Brits have never had more options for putting their money to work. But when the cost of living has squeezed everyone dry, which investment type actually feels worth the risk?
Put the items in your preferred order.
Property
Owning a rental property or a second home remains the dream for many UK investors. Bricks and mortar feels tangible, but with rising mortgage rates and stamp duty, it's not the easy win it once was.
Stocks & Shares ISA
A stocks and shares ISA lets you invest up to Β£20,000 a year without paying tax on gains. It's one of the most popular investment wrappers in the UK for good reason.
Gold
When the economy wobbles, investors tend to flee to gold. It doesn't pay dividends, but it has held its value across centuries β and looks rather nice in a vault.
Pension Fund
Your workplace or private pension is quietly one of the most powerful investment vehicles available, especially with employer contributions effectively giving you free money.
Premium Bonds
NS&I Premium Bonds are a uniquely British institution β no interest, but a monthly prize draw up to Β£1 million. Millions of Britons swear by them for safe, fun saving.
Index Funds
Low-cost index funds that track markets like the FTSE 100 or S&P 500 have become hugely popular with DIY investors. Warren Buffett approves, for what that's worth.

Cryptocurrency
Bitcoin and its volatile cousins have minted millionaires and wiped out fortunes in equal measure. Still, a chunk of UK investors keep faith with crypto despite the rollercoaster.

Peer-to-Peer Lending
Platforms like Funding Circle let you lend money directly to businesses or individuals for a return. Higher potential yields than a savings account, but considerably more risk.
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