Which wealth-building shortcut would you actually take?

Using complex structures, offshore accounts, or aggressive interpretation of tax law to minimise your bill. It's technically legal, but feels like playing by different rules than ordinary workers.

Using family loans, gifts, or guarantees to get on the property ladder years ahead of peers without family backing. Normal for some, impossible for others—does that make it fair game?

Ignoring traditional investing wisdom to chase explosive gains in volatile assets. Most lose money, but some make life-changing returns—is the gamble worth it?

Building undeclared side income, cash payments, or operating in grey areas of the gig economy. More money keeps more of it, but where's the line between clever and illegal?

Moving to a lower-tax country or territory to legally reduce your tax burden. It's available to those with mobile careers and capital, but feels like cheating the system.

Strategically transferring wealth to family members before death to minimise the 40% IHT hit. Perfectly legal for the wealthy, completely inaccessible to most families.